Log In  |  Contact Us  |  Help

No one works harder to get your loan done right! 

In financing or refinancing your mortgage, you want Smart, Straight-Forward Talk…that’s Jo’s perspective when crafting a loan for her customers. She knows that in times of constant change, it is essential to think outside the box to get the loan approved. Her constant willingness to take a new perspective towards day-to-day challenges is what gives her customers the edge in finding appropriate home mortgages best suited for their needs and budget. 

‘It is a privilege being part of your mortgage process. I respect the trust that you place in my hands. Whether it is finding the home of your dreams or looking for a better interest rate, I don’t want to just meet your expectations, I want to expand your ideas about the home loan process.’ 

Since 2006, Jo listens closely to her clients needs and walks with them each step of the way, demonstrating uncompromising integrity and work ethic. Your time is precious, let us take the wheel and put you on the path to ownership.

Fast, smooth and predictable service from start to finish, that’s our promise to you.

Fluent in English & Spanish
Conventional, FHA
Certified VA specialist
203k renovation specialist

NMLS: 240547
Company NMLS: 227262
Illinois Residential Mortgage Licensee


Contact Information
Jhoana Kerley
Loan Officer
Direct: (314) 550-9491
Office: (636) 741-5370
Email: Send Email
Apply Now
Select a loan application:


Jhoana Kerley, Loan Officer
USA Mortgage - Pfitzer Branch
3611 Richardson Square, Suite 200, Arnold, MO  63010
Direct:  (314) 550-9491
Office:  (636) 741-5370
Copyright © 2018 USA Mortgage; Equal Housing Opportunity
Privacy Policy  | Security Statement  |  Site Map